Author name: Sam Haq

commercial loan extension vs private capital

5 Key Differences: Commercial Loan Extension vs Private Capital for Hotels

The hospitality real estate landscape in 2026 is defined by a “Capital Paradox.” While demand for high-quality lodging remains strong, the financial machinery supporting these assets is under immense pressure. Hotel owners across the United States are currently facing a “debt wall” estimated at $936 billion in maturing commercial mortgages. For many, the choice between […]

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high interest commercial loan refinancing strategies

Maximize Profit: High Interest Commercial Loan Refinancing Strategies for Your Hotel Portfolio

The hospitality industry faces a defining moment in late 2025. A massive “maturity wall” of approximately $957 billion in commercial real estate loans is coming due this year. This figure is nearly triple the 20-year average of $350 billion. Many hotel owners now hold debt at interest rates significantly above current market benchmarks. If you

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debt coverage ratio too low to refinance

Debt Coverage Ratio Too Low To Refinance: What Hospitality Investors Need To Know Now

Is Your Debt Coverage Ratio Too Low to Refinance? A low Debt Service Coverage Ratio (DSCR) is the single greatest obstacle facing commercial real estate investors today, particularly those in the volatile hospitality sector. When a property’s DSCR falls below the lender’s required threshold—typically 1.25x or higher—it indicates that the Net Operating Income (NOI) is

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what happens if commercial loan matures

What Happens If Commercial Loan Matures? Essential Steps for Hospitality Property Owners

Commercial loan maturity marks the date when the loan term officially ends. On this day, the entire outstanding principal balance is due immediately. For most commercial real estate loans, especially those secured by hospitality assets, this event mandates the satisfaction of a massive balloon payment. This moment forces property owners and investors to make a

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non banking refinancing for balloon payment

5 Ways Non-Banking Refinancing for Balloon Payment Can Save Your Hospitality Real Estate

The anxiety is real. You are a successful hospitality real estate investor, managing a vibrant motel investment property, a thriving restaurant investment property, or perhaps developing a new recreation investment property. Your commercial loan term is ending. And looming over your successful operation is a massive, single, lump-sum payment the commercial balloon payment. For many

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private bridge loan for maturing cmbs debt

Maximizing Value: Leveraging Private Bridge Loan for Maturing CMBS Debt for Hotel

The clock is ticking for commercial real estate owners, especially those in the hospitality sector, as they face the formidable wall of CMBS loan maturities. According to the U.S. Federal Reserve, the outstanding amount of commercial mortgage-backed securities (CMBS) debt is significant, and a substantial portion is scheduled to mature in the next two years.

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commercial mortgage maturity default option

From Risk to Opportunity: Navigating Commercial Mortgage Maturity Default Option in Hospitality

A significant wave of commercial mortgages is reaching maturity across the United States. For many hospitality owners—spanning hotels, motels, resorts, and vacation investment properties—refinancing is no longer the simple certainty it was a decade ago. The shifting market has created a high-stakes moment. This financial pressure introduces a critical topic: the commercial mortgage maturity default

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current investment property mortgage rates

5 Key Insights on Current Investment Property Mortgage Rates for Hotels

Is the current investment property mortgage rate environment crushing your hotel deal flow? For many investors, the sharp rise in commercial interest rates feels like an insurmountable wall, slowing the acquisition of hotels, motels, and recreational assets. However, the noise of high rates distracts from a powerful truth: the hospitality sector remains robust. According to

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sba loan for rental property

Invest in Hospitality: Leverage SBA Loans for Rental Property Ventures

Can You Use an SBA Loan for Rental Property? The Key Difference Yes, you can use a Small Business Administration (SBA) loan for real estate. Still, the key is the business use and the occupancy rule. The SBA’s programs are designed to fund small businesses, not passive investments. This means the property must be actively

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business loan for rental property

Step-by-Step Guide to Hospitality Business Loan for Rental Property

The dream of profitable hospitality real estate—from vacation rentals to boutique hotels—shouldn’t be sidelined by complex financing. You see the potential: a stable revenue stream and significant wealth creation. Yet, navigating the fragmented world of commercial lending can feel overwhelming. This is where HotelLoans.Net steps in, acting as your specialist guide at the unique intersection

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