Author name: Sam Haq

private vs bank commercial loan

Which Path to Profit? Private vs Bank Commercial Loans in Hospitality Real Estate

The commercial real estate landscape in 2026 has reached a definitive crossroads. As interest rates stabilize following the volatility of the mid-2020s, hospitality investors and medical office developers find themselves navigating a financial ecosystem that is increasingly bifurcated. The central dilemma for any modern entrepreneur in this space involves a critical decision: the choice between […]

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private commercial loan underwriting checklist

Maximizing Approval: The Private Commercial Loan Underwriting Checklist for Hospitality

The hospitality real estate market in 2026 is a landscape of high stakes and structural resilience. The sector is valued at approximately USD 5.12 trillion and is projected to reach USD 6.27 trillion by 2031. However, this growth is met by a daunting reality: a “debt maturity wall” of an estimated USD 936 billion in

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commercial private money lending

7 Critical Drawbacks of Commercial Private Money Lending You Can’t Ignore

The hospitality real estate market in 2026 is a landscape of “exceptionalism amid fragmentation.” While the U.S. economy remains resilient despite a record $37 trillion national debt, the credit environment for hotel and restaurant investors has become increasingly complex. As traditional banks tighten their belts, many entrepreneurs are turning to alternative capital to fund their

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correspondent lender vs hard money lender

Maximizing Your Hospitality Investment: Correspondent Lender vs Hard Money Lender Pros and Cons

The hospitality real estate market in 2026 stands at a critical juncture. For investors and hospitality real estate brokers, the “debt wall” is no longer a distant prediction; it is a current reality. With an estimated $936 billion in commercial mortgages set to mature this year, the demand for refinancing, restructuring, and new acquisition capital

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how to find a private commercial table lender

Need Hospitality Investment? How to Find a Private Commercial Table Lender That Says ‘Yes’

The hospitality market in 2026 is booming. Guest spending at U.S. hotels reached a record high of $777.25 billion recently. Yet, many investors feel stuck. Traditional banks have tightened their rules. They often say “no” to projects that aren’t already stabilized. If you want to buy land, start construction, or fix and hold a hotel,

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correspondent lender refinance non-recourse

Hospitality Refinance Simplified: Understanding Correspondent Refinance Non-Recourse Benefits

The hospitality real estate market in 2026 is moving through a massive shift. As an investor or broker, you are likely feeling the pressure. Interest rates have stabilized at a higher baseline, and billions of dollars in debt are approaching maturity. In this environment, the “old way” of doing business, relying on local bank recourse

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private loan to avoid commercial foreclosure

Private Loans to Avoid Commercial Foreclosure in Hospitality: A Strategic Guide

The commercial real estate landscape in the United States is hitting a breaking point in 2026. A massive “maturity wall” is looming, with nearly $1.8 trillion in commercial loans set to mature this year. For hotel owners, this creates a dangerous financial gap. High interest rates and tight banking rules make traditional refinancing nearly impossible

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commercial loan extension vs private capital

5 Key Differences: Commercial Loan Extension vs Private Capital for Hotels

The hospitality real estate landscape in 2026 is defined by a “Capital Paradox.” While demand for high-quality lodging remains strong, the financial machinery supporting these assets is under immense pressure. Hotel owners across the United States are currently facing a “debt wall” estimated at $936 billion in maturing commercial mortgages. For many, the choice between

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high interest commercial loan refinancing strategies

Maximize Profit: High Interest Commercial Loan Refinancing Strategies for Your Hotel Portfolio

The hospitality industry faces a defining moment in late 2025. A massive “maturity wall” of approximately $957 billion in commercial real estate loans is coming due this year. This figure is nearly triple the 20-year average of $350 billion. Many hotel owners now hold debt at interest rates significantly above current market benchmarks. If you

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debt coverage ratio too low to refinance

Debt Coverage Ratio Too Low To Refinance: What Hospitality Investors Need To Know Now

Is Your Debt Coverage Ratio Too Low to Refinance? A low Debt Service Coverage Ratio (DSCR) is the single greatest obstacle facing commercial real estate investors today, particularly those in the volatile hospitality sector. When a property’s DSCR falls below the lender’s required threshold—typically 1.25x or higher—it indicates that the Net Operating Income (NOI) is

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