HotelLoans.Net and Your Privacy

Privacy Policy

Thank you for visiting our website hotelloans.com. We understand that privacy is a significant concern for our visitors, and we want you to know that we take it seriously. Please take a moment to review our privacy policy, which outlines the types of personally and non-personally identifiable information we collect from visitors, the purposes for which we use this data, and to whom and under what circumstances we disclose this information.

Collection of Information

When visitors access this website, we may automatically collect non-personally identifiable information about them, including, among other things, the links visitors use to arrive here, the domain and host from which visitors access the Internet, the type of web browser and operating system in use, IP addresses, email address, location, and the telephone number and frequency of visitors who visit various pages of our site.

We only collect personally identifiable information about visitors when they voluntarily submit it to us. For example, we may request information when a visitor registers for a service or event, applies for a loan on this website, or submits a query to us via email. We may also collect a visitor’s name and email address if they choose to subscribe to a newsletter, email alert, or other email subscription service. Please be advised that hotelloans.com operates under the parent company of Commercial Lending USA, LLC.

Use of Data

We use non-personally identifiable data collected from visitors to hotelloans.com to conduct reviews of our website, make decisions about the development of Commercial Lending USA, LLC and provide an enhanced online experience for our visitors. We may also use such information to identify general trends that can assist us in working with lenders to offer a wider array of products.

We may use personally identifiable information collected from visitors to respond to visitors’ inquiries, provide requested services, newsletters, blogs, and other information, develop, and improve Hotelloans.com, and protect the safety and integrity of Commercial Lending USA, LLC, or for internal business purposes. Please be advised that Commercial Lending USA, LLC has several website addresses, including hotelloans.com. Hotelloans.net or Commercial Lending USA, LLC does not sell any data or information to any third-party marketing companies; instead, we use it for our own marketing and funding purposes.

Disclosure of Information

Commercial Lending USA, LLC may transfer or disclose the information it collects from its website visitors to Lenders, Consultants, Investors, and other Service Providers if the disclosure enables that party to perform a business, professional, or technical support operation for the visitor to this website. We require these service providers to keep any personally identifiable information guests provide to Commercial Lending USA, LLC confidential.

Commercial Lending USA, LLC may also disclose personally identifiable information in response to judicial process, to protect against or prevent fraud or other liability, to provide information to law enforcement agencies in connection with an investigation related to public safety, or if required to do so by law. By submitting a form on our website, you consent to being contacted by one or more service Providers, Investors, and Partners.

This website collects information from new and existing customers at various points throughout the website. With your consent, we may share this information with trusted third-party business partners who may contact you to subscribe to or use their products. We work with trusted companies in the loan, insurance, and credit industries, defined as adhering to strict agreements to protect your personal information.

We may use the data collected from you in various ways only if authorized by you, and our service providers are bound by agreement to honor your request. For instance, we may share your registration information with appropriate service providers to contact you. We may also use the information to notify you of special offers, administrative purposes, or to present you with advertisements that may interest you.

Commercial Lending USA, LLC will not sell or rent personally identifiable information to a third party other than our lending institution affiliates or any acquirer as mentioned below, such as the Advertiser. Additionally, we may combine personal information from all our users and provide that data in aggregate to other parties, including Advertisers, for marketing and promotional purposes, with measures to prevent identification of individuals.

Commercial Lending USA, LLC must cooperate with legal authorities and may be required to disclose personally identifiable information in response to requests from law enforcement authorities or in legal proceedings if deemed necessary. Additionally, in the event of a merger, acquisition, or related event involving Commercial Lending USA, we may disclose your information to the involved parties, subject to restrictions on use.

Liability Disclaimer

Hotelloans.net or Commercial Lending USA, LLC shall not be responsible for any products, services, information, or materials obtained because of any information or offer on this website. We do not guarantee any specific loan or terms thereof. We are not liable for any delays, inaccuracies, errors, or omissions in the information or its transmission, or for any consequences arising from its use. Users assume all risks associated with the use of the information provided. We do not reimburse any fees, including processing, underwriting, appraisal, environmental, or third-party fees if the loan declines for any reason. We do not reimburse any fees related to mortgage loans or services, including processing, underwriting, appraisal, environmental, or third-party fees if the loan declines for any reason. Commercial Lending USA, LLC will not assume responsibility for any inaccurate information, commitments, or agreements with any lead origination companies or associated brokers.

“Do Not Call” Policy and Procedure

It is our policy to fully comply with all applicable “Do Not Call” laws and regulations regarding telephone communications. To ensure compliance and respect consumers’ “do not call” rights, we have established the following procedures:

1. We do not initiate telephone solicitations to residential subscribers outside the hours of 8:00 a.m. and 9:00 p.m. local time, excluding federal holidays and Sundays.
2. We maintain a company-specific “do not call” list and promptly honor requests to be placed on it within 7 days. Entries on this list are retained for at least five years or until further written requests for removal.
3. We periodically obtain the National Do Not Call database and check it before making telephone solicitations, ensuring compliance with state and federal laws.
4. Prior to making any calls, we check our internal “do not call” list and the National Do Not Call database to avoid contacting registered subscribers. Exceptions include prior express consent, personal relationships, or established business relationships.

5. We do not use automated dialing systems or pre-recorded messages for calls to wireless numbers. If we use pre-recorded messages, they identify our firm and provide contact information.
6. All representatives undergo periodic training on do not call laws and compliance. Non-compliance may result in disciplinary action.
7. For questions regarding compliance or this policy, representatives promptly contact the designated authority for clarification.

Cookies

We use cookies to enhance service, interaction with visitors’ browsers, collect non-personally identifiable data, recognize returning visitors, and enable visitors to save information for future use. Visitors may decline cookies, but certain features may be unavailable.

Other Internet Sites/ Linked Third Parties

Our privacy policy does not apply to third-party websites linked on our site. We are not responsible for the privacy practices or content of linked sites and recommend reviewing their privacy statements. We will not be responsible for any unauthorized activities or sales under our company name or third-party links.

Security

We maintain safeguards to protect the confidentiality, security, and integrity of visitors’ personally identifiable information. While we strive for the highest standards of privacy, we cannot guarantee the security of information transmitted to us over the Internet or any wireless network.

Changes

We reserve the right to revise or change the terms of our privacy policy to reflect modifications to our site. We recommend visitors periodically check our site for updates. We do not materially change how we handle previously collected personally identifiable information without providing notice and choice regarding its use.